Property Tax Calculators for 11 US Cities

Property tax works differently in every city on this list. Each calculator uses its city's actual method.

Last updated: 09/27/2026 · Written by Sadaf Azeem

No two of these cities tax property the same way. New York City taxes a slice of a Department of Finance value by tax class. California taxes a Prop 13 value set at purchase. Texas stacks rates from several taxing units with a $140,000 school homestead exemption. Cook County multiplies assessments by a state equalizer. Florida caps homestead assessments under Save Our Homes. Georgia taxes 40% of value. Boston and DC take flat amounts off owner-occupied homes.

How property tax calculators compare across the 11 cities

CityEffective rate on typical homeWhat is different there
New York City1.19%NYC property tax is built on the Department of Finance market value, not the sale price.
San Francisco1.21%Under Proposition 13, a San Francisco home is assessed at its purchase price and the assessed value can grow no more than 2% a year.
Los Angeles1.22%LA homes are taxed at about 1% of the Proposition 13 assessed value plus voter-approved bonds and direct assessments, which together usually bring the rate to around 1.1% to 1.3% depending on the tax rate area.
Houston1.43%A Houston home in Houston ISD is taxed by several units — the school district, City of Houston, Harris County, Harris Health, the Flood Control District, the Port of Houston and the Department of Education — for a combined rate of about $2.03 per $100 of value in 2025 before exemptions.
Dallas1.64%A Dallas home in Dallas ISD is taxed by Dallas ISD, the City of Dallas, Dallas County, Parkland Hospital and Dallas College, for about $2.22 per $100 in 2025 before exemptions — a bit higher than Houston.
Chicago1.92%Cook County taxes residential property on 10% of market value, multiplied by the state equalization factor (3.0300 for 2025), minus exemptions such as the $10,000 homeowner exemption, then times the composite rate of every district on your tax code.
Miami1.85%Miami-Dade property tax is figured in mills (dollars per $1,000 of value), with a combined City of Miami rate near 20 mills in 2025.
Atlanta1.34%Georgia taxes property on 40% of fair market value.
Boston0.70%Boston's FY2026 residential tax rate is $12.40 per $1,000 of assessed value.
Seattle0.85%King County combines every levy that covers an address into one rate per $1,000 of assessed value; Seattle's has been roughly $8 to $9 in recent years.
Washington DC0.73%DC taxes owner-occupied homes at $0.85 per $100 of assessed value after a homestead deduction, and limits yearly assessment increases for homesteads to 10%.

Default inputs on each city's calculator.

Why the effective rate varies so much

Effective rates — tax as a share of market value — range from well under 1% in DC and parts of NYC to about 2% in Houston, Dallas and Chicago. Cities without income tax lean more on property tax, and Prop 13 or Save Our Homes can make long-time owners' rates much lower than a new buyer's.

Exemptions to check

Homestead or owner-occupant exemptions exist in Texas, Florida, Georgia, Illinois, Boston (residential exemption), DC and California (a small homeowners' exemption). Most require an application.

Choose your city

Frequently asked questions

Which city has the highest property tax?

Among these, Houston, Dallas and Chicago usually have the highest effective rates.

Are exemptions automatic?

Usually not; most require an application.

Why is NYC's rate low?

DOF values are often far below sale prices, especially for co-ops and condos.