Privacy Policy
This Privacy Policy explains what information Rate and Reason ("we", "us") collects when you visit rateandreason.com, how it is used, and the choices you have. If you have questions, email orenasara763@gmail.com.
The short version
- The calculators run entirely in your browser. The numbers you type are not sent to us or saved on any server.
- We do not ask you to create an account and do not sell your personal information for money.
- The site uses, or may use, Google AdSense to show ads and Google Analytics to understand traffic. These services use cookies and similar technologies, described below.
- Your light or dark theme choice is stored in your own browser.
Information we collect
Information you give us
If you email us or use the contact form (which opens your own email app), we receive your email address, name if you include it, and your message. We use this only to reply and to fix errors you report, and we keep it only as long as needed for that purpose.
Calculator inputs
Salaries, home prices, rents, and other values you enter into a calculator are processed by JavaScript in your browser. They are not transmitted to us, stored in cookies, or logged.
Information collected automatically
Like most websites, our hosting provider (Hostinger) keeps standard server logs, which can include your IP address, browser type, the pages requested, and the date and time. These logs are used for security and to keep the site running.
When analytics and advertising are active, Google may collect information such as your IP address, device and browser details, pages viewed, approximate location, and interactions with ads, using cookies, web beacons, and similar technologies.
Cookies and local storage
- Theme preference: when you use the dark/light toggle, the choice is saved in your browser's localStorage under the key
rr-theme. It never leaves your device, and you can clear it at any time through your browser settings. - Analytics cookies: Google Analytics uses cookies to count visits and see which pages are used, which helps us improve the calculators. You can opt out with the Google Analytics opt-out browser add-on.
- Advertising cookies: see the next section.
Google AdSense and third-party advertising
We use or plan to use Google AdSense to display ads. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the internet.
- You can opt out of personalized advertising by visiting Google's Ads Settings (My Ad Center).
- You can opt out of some third-party vendors' use of cookies for personalized advertising at www.aboutads.info/choices or optout.networkadvertising.org.
- Learn how Google uses information from sites that use its services at policies.google.com/technologies/partner-sites.
Other third-party ad vendors or networks may also serve ads on this site. Where they do, their own privacy policies govern the information they collect.
How we use information
- To operate, secure, and maintain the website.
- To understand which calculators are used so we can improve and update them.
- To show advertising that funds the free tools.
- To respond to messages, corrections, and privacy requests.
We do not use calculator inputs for any of these purposes, because we never receive them.
Your US state privacy rights
Depending on where you live, you may have rights under state privacy laws, including the California Consumer Privacy Act as amended by the California Privacy Rights Act (CCPA/CPRA), and laws in states such as Virginia, Colorado, Connecticut, Utah, Texas, Oregon, and others. These rights can include the right to:
- know what personal information is collected about you and how it is used and shared;
- access a copy of your personal information;
- correct inaccurate personal information;
- delete personal information we hold about you;
- opt out of the "sale" or "sharing" of personal information and of targeted (cross-context behavioral) advertising;
- not be treated differently for exercising these rights.
Sale and sharing: we do not sell personal information for money. However, allowing Google and other ad partners to set advertising cookies may be considered "sharing" for targeted advertising under some state laws. You can opt out by using Google's Ads Settings, the industry opt-out tools linked above, or by turning on a Global Privacy Control (GPC) signal in your browser, which we treat as a request to opt out where the law requires.
Categories of information: identifiers (such as IP address and cookie IDs), internet activity (pages viewed, ad interactions), approximate geolocation, and, if you email us, your contact details and message.
Sensitive information: we do not intentionally collect sensitive personal information.
How to make a privacy request
Email orenasara763@gmail.com with the subject "Privacy request" and tell us which right you want to use. We may need to confirm your identity before acting on a request, and we will respond within the time the applicable law requires. An authorized agent may submit a request on your behalf with proof of authorization. If we deny a request, you can appeal by replying to our decision.
Because we do not store calculator inputs or require accounts, in most cases the only personal information we hold about you is in emails you have sent us. Information held by Google is subject to Google's own tools and policies.
Children's privacy
This site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has sent us personal information, contact us and we will delete it.
Data security and retention
The site is served over HTTPS. We keep emails only as long as needed to respond and to maintain a record of corrections. No method of transmission or storage is completely secure, but we limit what we collect so there is little to protect.
Links to other sites
Pages link to official sources such as the IRS and state and local agencies. We are not responsible for the privacy practices of other websites.
Changes to this policy
We may update this policy when the site's services change, for example when analytics or advertising is turned on or changed. The "Last updated" date at the top shows the latest version.
Contact
Rate and Reason · orenasara763@gmail.com